Finscape

0499 549 594

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    • Home
    • About us
    • Services
      • First Home Buyers
      • Home Loans
      • Refinancing
      • Home Loan Watch
      • Personal - Asset Finance
      • Business Finance
    • Calculators
      • Borrowing Capacity
      • Refinancing Calculator
      • Repayments Calculator
      • Stamp Duty Calculator
    • FAQ
    • Reviews
    • Contact us
    • Blog

0499 549 594

Finscape
  • Home
  • About us
  • Services
    • First Home Buyers
    • Home Loans
    • Refinancing
    • Home Loan Watch
    • Personal - Asset Finance
    • Business Finance
  • Calculators
    • Borrowing Capacity
    • Refinancing Calculator
    • Repayments Calculator
    • Stamp Duty Calculator
  • FAQ
  • Reviews
  • Contact us
  • Blog

Home Loan Watch — We Keep an Eye on Your Home Loan

 A free service that quietly monitors your home loan interest rate and property value and alerts you if there’s an opportunity to improve your position. 


 Home Loan Watch runs in the background using secure Open Banking technology. If something changes that could benefit you, we’ll get in touch to talk through your options. 

Activate Home Loan Watch

Who Is Home Loan Watch For?

Home Loan Watch is designed for homeowners who want reassurance without the hassle of constantly checking their loan.


It’s ideal if you:

  • Want to know if your rate is still competitive
  • Don’t have time to review your loan regularly
  • Prefer someone to keep an eye on things for you
  • Are an existing Finscape client or completely new

How home loan Watch Works

Step 1 - You opt in (once)

Step 2 - The system runs quietly

Step 2 - The system runs quietly

You give consent for us to securely monitor your loan using Open Banking. 

Step 2 - The system runs quietly

Step 2 - The system runs quietly

Step 2 - The system runs quietly

We keep an eye on your rate, loan position and property value. 

Step 3 - We watch for opportunities

Step 3 - We watch for opportunities

Step 3 - We watch for opportunities

If something changes that could benefit you, the system flags it. 

Step 4 - We contact you

Step 3 - We watch for opportunities

Step 3 - We watch for opportunities

If it’s worth discussing, we’ll explain your options. No pressure. 

Activate Home Loan Watch

WHY THIS IS DIFFERENT

Why Home Loan Watch Is Different

Bank Level Security. You Stay in Control.

Bank Level Security. You Stay in Control.

Most home loans are reviewed once, then forgotten — even though rates, policies and property values change over time.


Home Loan Watch provides:

  • Ongoing oversight, not a one-off review
  • A human conversation when it matters
  • Support long after settlement
  • Peace of mind without constant check-ins


Home Loan Watch isn’t about selling — it’s about staying informed. 

Bank Level Security. You Stay in Control.

Bank Level Security. You Stay in Control.

Bank Level Security. You Stay in Control.

  • Regulated Open Banking framework (Australia)
  • Read-only access only
  • No changes can be made
  • Opt out anytime
  • Data not sold or shared

What Does Home Loan Watch Cost?

A Real Broker Behind the Technology

A Real Broker Behind the Technology

Nothing.


100% Free — for clients and non-clients 


If we identify an opportunity, you decide whether to act. 

A Real Broker Behind the Technology

A Real Broker Behind the Technology

A Real Broker Behind the Technology

Home Loan Watch combines smart technology with real broker oversight — so you’re never left relying on automation alone. 

Frequently Asked Questions

Please reach us at simon@finscape.au if you cannot find an answer to your question.

 No. It’s a monitoring service. Refinancing is only discussed if it genuinely benefits you. 


 No. Home Loan Watch is available to both clients and non-clients. 


 No. We only reach out if an opportunity is identified. 


 Yes. You can stop the service at any time. 


 Yes. Home Loan Watch uses regulated Open Banking standards in Australia. 


Because home loans shouldn’t be set and forgotten. Home Loan Watch helps us proactively support clients and have meaningful conversations only when it matters. 


Set It and Forget It — We’ll Keep Watch

 If you’d like ongoing peace of mind knowing someone is keeping an eye on your home loan, Home Loan Watch does the work quietly in the background. 

Activate Home Loan Watch
contact us more more information

 

 Copyright © 2024 Finscape Financial Services™  - All Rights Reserved.

Simon  John Halman (Credit Representative Number 507802) and Halsim Pty Ltd  (Credit Representative Number 539330) are credit representatives of  Purple Circle Financial Services Pty Ltd ABN 21 611 305 170 Australian  Credit License Number 486112.

Finscape Financial Services™  ABN 31 658 392 691 mortgage brokers


Finscape Financial Services is a mortgage broker based in Kilmore, supporting clients across Mitchell Shire, Victoria and Australia-wide. We assist first home buyers, homeowners and investors with home loans, refinancing and finance solutions.


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